MMM is not a bank. And it doesn't collect any money funds. MMM is a community where people help each other. MMM gives you a technical basic program, which helps millions of participants worldwide to find those who NEED help, and those who are ready to PROVIDE help for FREE. All transferred funds to another participants are your help given by your own good will to another one, absolutely gratis. If you are completely confident and certain in your actions and make your mind to participate, we kindly ask you to study carefully all warnings and instructions first. In cases of any matter regarding the topic our online consultants are ready to help and answer all your questions.